Stay home. Stay in control. Have a plan before care becomes a crisis.
JRL combines proactive wellness, a personal guide, coordinated care, and financial protection—while you continue living in the home and community you chose.
More than future care coverage
The value begins when you join—not when something goes wrong.
One trusted guide
Your Lifestyle Navigator knows you, helps you plan, and coordinates the moving parts when needs change.
Prevention with purpose
Wellness assessments, wearable insights, and a personal plan help protect independence earlier.
Care where you live
When eligible care is needed, JRL arranges and pays for it in your home whenever appropriate.
Protection from the unknown
No annual care caps, no lifetime care limit, and no member cost-sharing for covered care.
Less burden on family
Your family can remain family instead of becoming the default care coordinator.
A path if home no longer works
JRL helps coordinate the right setting and covered services as circumstances evolve.
Qualification is about readiness—and current health
JRL is designed to be joined while you are living independently, before substantial care is already required.
A strong prospective fit
- You live independently in JRL’s service area.
- You want to remain at home and plan before a crisis.
- You can meet the entrance-fee and monthly-fee commitment.
- You are willing to complete financial and health qualification.
How qualification works
1. Conversation: goals, geography, and fit.
2. Financial review: confirm that membership is sustainable.
3. Health review: confidential underwriting based on current health and function.
4. Decision: approval and final membership options.
Specific eligibility is determined through JRL’s formal application and underwriting process.
Two payments. Two different jobs.
Your actual entrance fee is based on age and membership details; your proposal shows the exact amount.
Entrance fee
A one-time commitment that establishes membership and helps fund JRL’s long-term care promise.
Monthly fee
$640 baseline, supporting ongoing navigation, wellness, readiness, and program operations.
Your entrance fee remains partially refundable
Refundability declines gradually over time rather than disappearing immediately.
Refunds, timing, termination rights, and any deductions are governed by the signed Continuing Care Agreement. This overview is explanatory, not a substitute for the agreement.